Graduation Rates Don’t Tell the Whole Story
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Graduation rates by themselves can often be a misleading metric. Find out some of the flaws in the data, and some other ways to find out how well colleges are educating students.
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Know Thyself: The Key to Success in College and Career
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"Knowing yourself is the beginning of all wisdom." ~Aristotle
Read MoreIs America Producing Too Many College Graduates, or Not Enough?
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Some reports claim we will run out of college graduates, while others highlight the dismal fate of underemployed and underpaid grads throughout the country. Part of the problem is there is an oversupply of college graduates in specific areas, and not enough in others.
Read MoreThis is Why We Have So Much Student Debt...
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Nearly 50% of students underestimate the amount of debt they have taken on, and 14% of students with loans believe they don't have any debt whatsoever! It's no wonder the amount of student debt in the U.S. has escalated so rapidly, with college costs rising sky-high and complicated financial aid forms leaving many students with more debt than they imagined.
Read MoreStudent Debt Can Follow You Into Retirement
/Student loan debt is a fact of life that most graduates have to live with. In 2013 about 70% of college students graduated with debt, the average being $28,000 per person. Most students are able to pay it off in a timely fashion, with the standard repayment system having students pay off their debt in 10 years. However, some students have exorbitant debts, and are also underemployed, making it nearly impossible for them to follow the ten year plan. This debt can follow you into retirement, and those who are in default will get their social security benefits cut. About 2 million Americans over 60 have student loan debt. In 2013, 155,000 Americans had their social security or disability benefits cut because of student debt.
This news is troubling and may indicate that borrowers are not aware of their options when it comes to paying back their loans. Student debt is almost impossible to dismiss through bankruptcy, but borrowers who can prove financial hardship can qualify for an income based repayment plan, and even be forgiven for the remainder of their loan after making payments for a specified time period. Learn more about different repayment plans here.
For more information, visit StudentAid.Gov.
How Prepared are College Students for a Career? Not as Much as They Think
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While both employers and college students value the same key skills, college students tend to overestimate their abilities at work. An internship may be crucial to prepare for career success.
Read MoreChoosing a Major in a Quickly Changing Job Market
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How do students make a wise choice about a major in a quickly changing job marketplace?
Read MoreGoing Back to School as an Adult: The Highlights and Pitfalls
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Adult learners now make more than one third of the students currently enrolled in college. Many of them attend part-time or online. Should you go to school as an adult? The risks and rewards are great.
Read MoreYour College Degree: More Valuable Than Ever or Completely Worthless?
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As more and more students obtain college degrees, they become more necessary to get a job, as well as less valuable as an indicator of special skills. Where will that lead higher education in the future?
Read MoreBad Reasons to Choose a College
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There are a lot of things to consider when it comes to choosing the right school. Here are some reasons NOT to choose a college.
Read MoreWhy A College Degree Might Not Pay Off for Everyone
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While the average salary of a college educated worker greatly surpasses that of high school educated worker, college graduates in the 25th percentile are doing no better than the average high school graduate.
Read MoreNon-Traditional Students Not Graduating at Near the Same Rate as Traditional
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The majority of students today are considered "non-traditional", and unfortunately, have dismal graduation rates when compared to traditional students. What are colleges doing to support the growing needs of today's average student?
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